Financial modeling · Budgeting · Montréal

Your books, balanced.
Your plans, modeled.

I build the cash flow forecasts, budgets, and financial trackers small business owners need to make decisions — without hiring a full-time analyst to do it.

TheGenevieveCo
BALANCED
MTL · EST. 2024
Services

Four ways I can help

Pick one project or a running arrangement — most clients start with a single model, then keep me on for quarterly updates.

01

Financial modeling

Cash flow forecasts, SaaS/subscription models, and scenario planning built in Excel or Google Sheets — the kind investors and lenders actually trust.

02

Budgeting & tracking

Budget-vs-actual trackers that flag variance automatically, so you know within minutes where a month went off plan.

03

Financial design

Reports and dashboards your accountant, your bank, and your co-founder can all read at a glance — no more squinting at raw exports.

04

Bilingual delivery

Every deliverable available in French and English — useful for Québec businesses reporting to head offices, boards, or lenders in either language.

Ready when you are

Let's find the right fit.

Process

How a project runs

1

Discovery call

20 minutes, no charge. We figure out what decision the model or budget needs to support, and what data you already have.

2

Build

I build the working file — typically a 5–10 business day turnaround depending on scope — and check in once mid-way with a draft.

3

Review

We walk through it together on a call. Anything unclear gets fixed before it's final — not after.

4

Handoff

You get the file, a short written guide to using it, and 30 days of email support for questions.

Recent work

Two projects, start to finish

cashflow_forecast_v3.xlsxSAAS

12-Month SaaS Cash Flow Forecast

Rebuilt a broken forecast model from the ground up for a subscription business — fixed circular reference errors and added scenario toggles for growth rate and churn.

FormatExcel, dynamic
Scenarios3 (base / upside / downside)
Turnaround8 business days
budget_vs_actual.xlsxSMB

Budget vs. Actual Tracker

Built a self-updating tracker that pulls monthly actuals against budget by category, with automatic variance flags and a one-page summary view for owners.

CategoryBudgetActualVar.
Payroll$18,000$17,650-1.9%
Marketing$4,500$5,890+30.9%
Software$1,200$1,140-5.0%
Supplies$2,300$2,410+4.8%
Sample data for illustration — client figures are never shown.
FormatExcel, self-updating
CategoriesFully customizable
Turnaround6 business days
GC

Geneviève

Founder, TheGenevieveCo
Credit advisor FR / EN Montréal → Paris
About

I work as a credit advisor at a major Canadian financial institution by day, and build financial models and budgets for small business owners on the side. That day job means every model I build has to hold up to the same scrutiny a lender would apply to it.

I started TheGenevieveCo because too many small business owners are either flying blind on their numbers or paying enterprise-level rates for tools they don't need. I build exactly what a business at this stage actually uses.

Get in touch

Let's look at your numbers

Start with a free 20-minute call — we'll figure out whether a model, a budget tracker, or something smaller is the right first step.

Typical turnaround6–10 days
FormatsFR / EN
ToolsExcel · Sheets
Based inMontréal, QC